Business Interruption Insurance
Your commercial policy will generally have a form of business interruption in the form of extra expense coverage which is the extra expense you incur to continue operating perhaps in a different location that you would not have suffered if you did not have the loss. This is often a small limit and should be reviewed and considered on renewal. Your broker can help you determine if you have the correct amount for this.
Coverage considerations for Business Interruption
When you want to go beyond the extra expense protection you can add Business interruption coverage. It is important to know what type of coverage suits your needs and if you want to cover for lost profits and for how long