Commercial Auto Insurance
Commercial Automobile Coverage
Some companies require commercial vehicles to accomplish a variety of business related task. If your business uses automobiles to deliver services or goods, you need to consider an investment in commercial auto insurance. As your company grows, it is likely that more and more business vehicles will be added in order to get jobs done.
Many people mistakenly believe that their personal automobile policy is enough coverage. However, these policies are not adequate for commercially used vehicles. With the proper commercial vehicle insurance, you will be protected against a greater number of perils to better keep your business safeguarded against any issues that may arise.
As a business owner, it is up to you to protect your company, your vehicles and your employees against any incidents that result during normal business operations. Regardless of the number of vehicles that you company uses, whether it is a single vehicle or an entire fleet, commercial auto insurance is a fundamental part of your success.
Commercial Automobile Risks
When there is an automobile related problem, your business is going to be affected. If you or one of your employees is involved in an accident while operating an uninsured commercial vehicle, you can expect some form of legal action will be the result.
Often times, an employee will use their privately owned vehicle while on the job. Whether it is a secretary making a run out to the office supplies store or a salesman taking a client out to lunch, your company may be held liable for any injuries or damage that occurs.
Protect your fleet
Obviously, if your business operates an entire fleet of vehicles, it just makes sense to invest in commercial vehicle insurance. In addition, this is the best way to get the most out of your commercial car insurance policy because all vehicles that are listed as part of the fleet will be covered. Your mind will be put at ease knowing that each and every one of your business vehicles is protected.
In addition to keeping your company vehicles out on the road, anyone that is operating these vehicles are protected from any legal actions. With Toole Peet Insurance, you have the benefit of dealing with an broker that is experienced in commercial vehicle insurance and will work hard to provide you with the best possible policy to protect your fleet.
What does this policy type cover?
Commercial auto insurance provides you with coverage options that is similar to the insurance you have on your personal vehicle, but there are some great differences of which you need to be aware. Your Toole Peet Insurance broker will be happy to explain the available coverage options to you which include: